The housing deficit continues to grow in Nicaragua. In 2008, Judith Silva, the current President of the Public Housing Institute, INVUR, estimated the national housing deficit at a little over 900,000. This housing problem sees a huge proportion of Nicaragua’s population living in homes that are overcrowded and in disrepair, with no legal titles to the land they are built upon, and being built with poor and discarded materials such as cardboard, they have dirt floors and lack access to potable water and sewage systems. Inadequate housing is one of the most visible consequences of poverty and negatively affects the health and vitality of communities. Panorama Service Expeditions has been working towards alleviating the housing crisis and improve livelihoods since 2005.